Car Hire Excess - Spain
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- Written by: maryia
- Category: Car Hire Excess
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- Claim Submit Section Main Title: <span class="dark-sky">Gigasure app</span>, the fastest way to make a claim
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Covers damage to body work, tyres, roof,
windscreen and undercarriage- Up to £10,000 Excess protection and up to
£75,000 Collision Damage Waiver protection* - Car hire key replacement cover as standard
up to £500 - Use the Gigasure app to manage your policy and
make a claim
- Secure today title: Secure today your Car Hire <span class="d-none d-lg-block h-0"><br></span>Excess Insurance policy <span class="d-none d-lg-block h-0"><br></span>for your Spanish road trip
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- Useful Information title: Useful Information for Driving in Spain
- Useful Information description:
When travelling to Spain, Car Hire Excess insurance protects you from unexpected costs related to your hired car,
but it is also important to consider travel insurance for complete peace of mind. Travel insurance provides cover for
medical emergencies, trip cancellations, lost baggage, and other unforeseen events, ensuring that you are fully
protected throughout your journey. - Useful Information learn more text: Learn more about Spain Travel Insurance
- Useful Information article text: Other useful articles:
- Useful Information image list:
- Useful Information image title:
Thinking About Hiring a Car Abroad? Here's Everything..., Useful Information image:
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https://gigasure.com/blog/car-hire-insights/thinking-about-hiring-a-car-abroad-heres-everything-you-need-to-know - Useful Information image title:
Off-Airport Car Hire: The Pros, Cons, and Cautionary Tales..., Useful Information image:
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https://gigasure.com/blog/car-hire-insights/off-airport-car-hire-the-pros-cons-and-cautionary-tales-you-need-to-know - Useful Information image title:
How to Save Money on Car Hire: A Comprehensive Guide, Useful Information image:
, Useful Information image title link:
https://gigasure.com/blog/car-hire-insights/how-to-save-on-car-hire
- Useful Information image title:
Thinking About Hiring a Car Abroad? Here's Everything..., Useful Information image:
- Learn more link: https://gigasure.com/spain-travel-insurance
- Benefits Main Description: Our Car Hire Excess Insurance for Spain helps travellers avoid the high costs of car hire insurance pushed by the car hire companies. If you purchase an Annual Multi-Trip policy with Gigasure, it also covers UK rentals, provided in-country cover isn’t excluded when you buy your Car Hire Excess insurance policy.
- FAQ Landing Main Title: Your top questions answered
- FAQ Landing Content List:
- FAQ Landing Content List Title:
Why do I need Car Hire Excess Insurance in Spain?, FAQ Landing Content List Description:
Driving in Spain is a fantastic way to explore the country, but don’t let a hefty car hire excess ruin your trip. In Spain, car rental agreements usually include basic insurance with a high excess (deductible), often ranging from around €1,000 up to €2,500 for damage or theft. This means if your hired car gets scratched, dented, or stolen, you could be charged thousands of euros by the car hire company. Even minor incidents can be costly, car hire companies typically charge about €250 for a scratched door, €300 for a punctured tyre, and up to €750 for a cracked windscreen
Car Hire Excess Insurance saves you money by covering these charges. Purchasing excess cover from an independent provider like Gigasure is far cheaper than buying the rental company’s own insurance. Car hire desks in Spain often push their “super CDW” or excess waiver products hard – but at 2–3 times the price of independent policies.
By choosing Gigasure, you avoid the car hire counter upsell and save significantly while getting superior cover. (Tip: Rental companies’ excess waivers might still exclude tyres, glass, underside, etc., or carry their own small print – Gigasure covers those gaps.)
Spain’s driving environment is another reason to be prepared. From the narrow streets of historic city centres to rough rural roads in the countryside, driving can be challenging. It’s easy to scrape a wheel on a tight village lane or crack the oil pan on an uneven track. Mountainous areas and coastal highways offer breathtaking views but can have winding hairpin turns and unpredictable conditions. And in major cities like Madrid or Barcelona, heavy traffic and tight parking spaces mean a higher chance of fender-benders and dings. Given these risks, having an excess insurance policy is simply smart. You can drive with peace of mind, knowing you won’t face an unexpected €1,500 bill for an unlucky scrape or collision.
- FAQ Landing Content List Title: Is Car Hire Excess Insurance worth it in Spain?, FAQ Landing Content List Description: Yes, absolutely. Considering the high excess on Spanish car hires, excess insurance is well worth the peace of mind. The cost of an independent policy is relatively low – often around £2–£5 per day for a standalone cover (or even less if you buy an annual plan), which is minor compared to a possible €1,500 charge you’d face for an accident. Car hire companies charge a lot for their own excess waiver (sometimes €20+ per day, which adds up to £150+ a week), so independent cover can pay for itself even if you never make a claim. And if you do need to claim for any damage, you can easily save hundreds or thousands of euros. In Spain’s driving conditions (busy city traffic, unfamiliar roads, tight parking spots), the likelihood of small incidents is not negligible. Having excess insurance means you can relax and enjoy your road trip, knowing you are protected for certain unpleasant experiences. In summary: it’s a modest investment for potentially very large savings – a trade-off that savvy travelers find more than worth it.
- FAQ Landing Content List Title: What are the car rental insurance rules in Spain? , FAQ Landing Content List Description: By law, all car rentals in Spain include basic third-party liability insurance as a minimum requirement. This covers damage or injury you might cause to others. Additionally, most Spanish car hires come with CDW (Collision Damage Waiver) and Theft Protection as part of the standard package. CDW means the car hire company covers the damage to the vehicle beyond the excess, and Theft cover protects against car theft, but importantly, both usually come with an excess that you remain liable for. The exact excess amount is stated in your rental agreement (commonly in the €1000-2000 range for economy cars, higher for luxury). There’s no legal requirement to purchase the rental company’s extra insurance or excess waiver – that’s optional. Rental agents might offer additional products like Super CDW to reduce the excess to zero, but you have the right to decline these. Instead, you can use a standalone excess insurance (before or after booking the car). In summary, Spain’s car hire rules ensure you have basic cover, but you’re responsible for the excess unless you have a waiver or policy to cover it. Always check your car hire agreement for the included insurance details and excess amount, so you know how much you’re liable for if damage occurs.
- FAQ Landing Content List Title: How much is the excess on hired cars in Spain?, FAQ Landing Content List Description: The excess (deductible) on hired cars in Spain can vary by car hire company and vehicle type. In general, it often ranges from around €600 on the low end to €2,000+ on the high end. For many standard car hires, you’ll see an excess around €1,000–€1,500. Luxury models or higher-risk rentals can come with even larger excesses (sometimes €2,500 or more). To illustrate, you might rent a compact car with a €1,200 excess – if any damage happens, you must pay up to €1,200 and the rental’s insurance covers the rest. Some companies have lower excess (e.g. €300-€500) for small cars, but those are relatively rare in Spain. Always check the terms: the car hire confirmation should clearly state the excess amount. Keep in mind, this is the sum they will hold on your credit card as a deposit and potentially charge you if you return the car with new damage. With Gigasure’s excess cover, you don’t need to worry – whatever the excess is, if you incur charges (up to the sum insured), you can claim them back from us. It effectively brings your financial liability down to £0 (once reimbursed).
- FAQ Landing Content List Title: Can’t I just rely on my credit card or travel insurance for this? , FAQ Landing Content List Description: Some premium credit cards (or bank accounts) do offer car hire damage cover, and a few travel insurance policies include a hire car excess waiver as an add-on. It’s worth checking the fine print if you think you have such cover. However, be cautious: credit card cover often comes with strict conditions (e.g. you must decline the car hire company’s CDW and use that card for the rental, and there may be exclusions or lower limits). Travel insurance car hire cover might not be as comprehensive – often it has lower claim limits or excludes certain damage (like to tyres or windscreens). Gigasure’s Car Hire Excess Insurance is a dedicated policy, so it’s specifically designed for this scenario: high-claim limits, covering all the tricky exclusions, and easy, quick claims handling. It can serve as your primary solution or as a supplementary safety net if you don’t want to risk gaps in cover. In short, while some travelers have protection via cards or travel insurance, many prefer the certainty and broad cover of a specialist policy when driving in Spain.
- FAQ Landing Content List Title:
Why do I need Car Hire Excess Insurance in Spain?, FAQ Landing Content List Description:
- Boost Main Title: <span class="dark-sand">Gigasure app</span>, your travel companion
- Boost Main Description:
With the Gigasure app, you can purchase new policies,
manage your existing ones, and access your documents
anytime, anywhere. - Boost Main Image:
- Boost Widget:
- Boost Widget Icon:
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Boost your <br>policy - Boost Widget Icon:
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Access <br>GigaShield - Boost Widget Icon:
, Boost Widget Icon Title:
Renew your <br> policy - Boost Widget Icon:
, Boost Widget Icon Title:
Buy a new <br>policy - Boost Widget Icon:
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Make <br>a claim - Boost Widget Icon:
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Change your <br>travel dates
- Boost Widget Icon:
- Claim Submit Section Main Description:
The Gigasure app takes the hassle out of submitting claims. Simply log in, select the relevant policy,
and kickstart the process. The app pre-populates most of the required information available on your
account, eliminating the need to search through old emails or documents. From there, just follow
the remaining steps, and you can submit your claim in moments. It's a seamless, streamlined
experience that gets your claim submitted quickly, saving you valuable time and frustration. - Claim Submit Section Image:
- Claim Submit Section Steps:
- Claim Submit Section Step Title: Your Policy, Claim Submit Section Step Description: Find and select your policy
- Claim Submit Section Step Title: Your Trip, Claim Submit Section Step Description: Provide details <br>of your trip
- Claim Submit Section Step Title: Your Claim, Claim Submit Section Step Description: Tell us more <br>about the claim
- Claim Submit Section Step Title: Supporting Documents, Claim Submit Section Step Description: Attach all your claim <br>supporting documents
- Claim Submit Section Step Title: Submit, Claim Submit Section Step Description: Add your payment <br>details and submit your <br>claim
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/vehicle-claims-journey, Claim Submit Section Button Text:
Car Hire Excess - Claim Submit Section Button Icon:
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/travel-claims-journey, Claim Submit Section Button Text:
Travel Insurance
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- Benefits Main Title: Benefits of buying Car Hire Excess Insurance <br> when travelling to Spain
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- Benefits Image 2:
- Benefits Content 1:
Financial Protection: Car Hire Excess Insurance for
Spain offers financial cover for the excess amount
you would be liable for in the event of damage, theft,
or loss of the rental vehicle. Spanish car hire
agreements typically include Collision Damage
Waiver (CDW), with a damage/theft excess of
€1,000–€2,500. Avoid steep car hire car excess
charges, Gigasure’s policy ensures you won’t be out
of pocket.Flexibility: Flexible single-trip or annual policies –
Whether you need cover for a one-time Spanish
holiday or you’re a frequent traveller, we have Single Trip and Annual plans to suit you. Enjoy year-round
protection with an annual policy or just cover a short-
term hire, it’s up to you. - Benefits Content 2:
Peace of Mind: Our Car Hire Excess Insurance for
Spain eliminates the financial risks of hiring a car,
giving you peace of mind whether you're cruising
along the Costa del Sol or navigating the bustling
streets of Madrid. Standard car hire policies often
exclude tyres, windscreens, roofs, and
undercarriages, leaving you vulnerable to costly
repairs. With Gigasure, these crucial areas are
covered, so minor issues like a chipped windscreen
or a flat tyre won’t turn into expensive surprises,
allowing you to enjoy your journey without the worry
of unexpected costs.Worldwide Coverage: Our Car Hire Excess Insurance
isn’t just for Spain, it can cover car rentals globally,
ensuring protection both abroad and for domestic car
hire adventures. - For you Main Title: Is <span class="dark-sky">Car Hire Excess</span> Insurance for you?
- For you Image:
- For you content: If you are hiring a car, Car Hire Excess Insurance is for you. It serves as a crucial safeguard against unexpected expenses that may arise from damages, theft, or accidents involving the rental vehicle. Whether you're a frequent traveller or embarking on a one-time journey, this insurance provides peace of mind by covering the excess charges imposed by car hire companies in case of mishaps.
- Whats Covered Main Title: What’s Covered by Our Spain <span class="d-none d-lg-block h-0"><br></span>Car Hire Excess Insurance?
- Whats Covered Main Description:
Gigasure’s Car Hire Excess Insurance for Spain protects you from hefty excess charges if your hired vehicle
is damaged, stolen, or lost, saving you from unexpected expenses and ensuring a stress-free journey.
Choose from Single Trip or Annual Multi-Trip policies for flexible cover that fits your travel needs. - Whats Covered List:
- Whats Covered List Item: Excess protection up to £10,000 – covering bodywork, tyres, roof, windscreen, and undercarriage, as well as fire damage, vandalism, and theft
- Whats Covered List Item: Misfuelling cover up to £2,000 – protection if the wrong fuel is added to the vehicle
- Whats Covered List Item: Rental Car Key Protection included as standard
- Whats Covered List Item: Up to £75,000 Collision Damage Waiver (CDW) Protection*
- Whats Covered List Item: Covers up to 9 named drivers on a single rental agreement
- Whats Covered List Item: Up to 65 days of continuous cover per rental under annual multi-trip policies
- Whats Covered Footnote:
*Collision Damage Waiver
available with USA & Canada
and Worldwide policies. - Whats not Covered Main Title: What's not covered?
- Whats not Covered List:
- Whats not Covered List Item: Off-road, competitive, or performance driving
- Whats not Covered List Item: Fines, penalties, or driving infractions
- Whats not Covered List Item: Rental vehicles with more than 9 seats
- Whats not Covered List Item: Rental agreements that start before your policy begins
- Whats not Covered List Item: Mechanical breakdown due to wear and tear
- Gigasure App Main Title:
The Gigasure App, your active companion
that works tirelessly by your side - Gigasure App Main Image:
- Gigasure App Main Image Mobile:
- Gigasure App Description: Whether it's activating your GigaShield benefits, chatting with us, boosting your policy, or making a claim, our app has got you covered.
- Gigasure App Tagline: Download now!
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- Steps Main Title:
How to purchase Car Hire Excess
Insurance for Spain - Steps Main Description:
Buying Car Hire Excess Insurance for Spain is quick and straightforward. You can purchase your policy directly
through our website or via the Gigasure app in just three simple steps. We also offer the option to apply
a voluntary excess to reduce your premium further. The Gigasure app allows you to get quotes, manage
your policy, contact customer support, and start a claim, all in one place. - Step Widget:
- Step Title:
Step 1, Step Description:
Select the policy type you are after
and then tell us where you are headed
and for how long you need the cover , Step Image:
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Step 2, Step Description:
Tailor your Excess protection to suit
your needs and budget, Step Image:
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Step 3, Step Description:
Enter your details and proceed
to payment, Step Image:
, Step Image Mobile:
- Step Title:
Step 1, Step Description:
Select the policy type you are after