Car Hire Excess - France
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- Written by: maryia
- Category: Car Hire Excess
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- Claim Submit Section Main Title: <span class="dark-sky">Gigasure app</span>, the fastest way to make a claim
- Secure today title: Secure today your Car Hire <br> Excess Insurance policy <br> for your French road trip
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- Useful Information title: Useful Information for Driving in France
- Useful Information description: When travelling to France, Car Hire Excess insurance protects you from unexpected costs related to your hired car, but it is also important to consider travel insurance for complete peace of mind. Travel insurance provides cover for medical emergencies, trip cancellations, lost baggage, and other unforeseen events, ensuring that you are fully protected throughout your journey.
- Useful Information learn more text: Learn more about France Travel Insurance
- Useful Information article text: Other useful articles:
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- Learn more link: https://gigasure.com/france-travel-insurance
- FAQ Landing Main Title: Your top questions answered
- FAQ Landing Content List:
- FAQ Landing Content List Title:
Do I need extra insurance when hiring a car in France? , FAQ Landing Content List Description:
When you hire a car in France, basic insurance (Collision Damage Waiver and Theft Protection) is usually included in the car hire price. However, this basic cover comes with an excess, meaning you’re still liable for the first hundreds of euros if the car is damaged or stolen.
You are not legally required to buy extra insurance, but without it, you would have to pay that excess amount yourself in case of any incident. Rental agents will often try to sell you an additional policy, often called super CDW or excess waiver, to bring your liability down to zero. This extra insurance is highly recommended but you don’t have to buy it from the rental company at a higher cost. You can use a standalone Car Hire Excess Insurance like Gigasure’s to cover the excess for a fraction of the cost.
- FAQ Landing Content List Title:
Do you have to pay excess on a hire car?, FAQ Landing Content List Description:
Yes, but only if there’s damage, theft, or a loss involving the car. The “excess” (or deductible) is the portion of any claim that the renter must pay. When you sign the rental agreement, you agree that if something happens to the car, you will pay up to that excess amount. If you return the car undamaged and intact, no excess is charged (any hold on your credit card is released).
However, if the car is scratched, dented, stolen, or otherwise harmed, the rental company will assess the damage and charge you accordingly, up to the maximum excess. This is why excess insurance is useful as it can reimburse you for that charge.
- FAQ Landing Content List Title: What is the excess charge on a rental car in France? , FAQ Landing Content List Description: The excess charge (also called the collision damage waiver) on French rental cars is the maximum amount you’d have to pay if the vehicle is damaged or stolen. The specific amount varies by rental company and car category. In many cases in France, it falls roughly between €800 and €1,800 (sometimes more than €2,000). Economy cars might have an excess of around €900–€1,200, while luxury models or vans could be €1,500 or more. You should find the exact excess amount listed in the car hire terms when you book (and it will be in your rental agreement). This is the amount the rental company will “hold” on your credit card. If an incident occurs, the charge (repair costs, etc.) will be deducted from this excess. If the repairs cost less than the excess, you pay only the actual cost of repairs (and get the rest of the hold released). Car Hire Excess Insurance for France from Gigasure will cover this amount, so if you are charged, you can claim it back with the Gigasure app.
- FAQ Landing Content List Title:
How much is an additional driver with budget in France? , FAQ Landing Content List Description:
Adding an extra driver on a car hire in France usually incurs a fee, and Budget is no exception. Budget’s additional driver fee in France tends to be around €7–€11 per day, often with a cap for longer rentals. Some companies cap the fee per rental like Budget does, while others charge per day with no cap. It’s always a good idea to check the car hire terms.
With Gigasure’s cover, remember that all named drivers on the rental agreement are covered by our excess policy, so you don’t pay us per driver. You are protected for up to 9 drivers on the rental agreement. But the car rental company will charge their fee per additional driver, so factor that into your rental budget.
- FAQ Landing Content List Title: Do I need Travel Insurance to travel to France? , FAQ Landing Content List Description: When travelling to France, it’s important to be fully prepared, especially if you're renting a car in France. While Car Hire Excess Insurance protects you from unexpected costs related to your rental car, it's equally wise to consider travel insurance, for additional peace of mind. Travel Insurance provides cover for medical emergencies, cancellations, lost luggage, and other unforeseen events, that may occur during the journey.
- FAQ Landing Content List Title:
Do I need extra insurance when hiring a car in France? , FAQ Landing Content List Description:
- Boost Main Title: <span class="dark-sand">Gigasure app</span>, your travel companion
- Boost Main Description:
With the Gigasure app, you can purchase new policies,
manage your existing ones, and access your documents
anytime, anywhere. - Boost Main Image:
- Claim Submit Section Main Description:
The Gigasure app takes the hassle out of submitting claims. Simply log in, select the relevant policy,
and kickstart the process. The app pre-populates most of the required information available on your
account, eliminating the need to search through old emails or documents. From there, just follow
the remaining steps, and you can submit your claim in moments. It's a seamless, streamlined
experience that gets your claim submitted quickly, saving you valuable time and frustration. - Claim Submit Section Image:
- Claim Submit Section Steps:
- Claim Submit Section Step Title: Your Policy, Claim Submit Section Step Description: Find and select your policy
- Claim Submit Section Step Title: Your Trip, Claim Submit Section Step Description: Provide details <br>of your trip
- Claim Submit Section Step Title: Your Claim, Claim Submit Section Step Description: Tell us more <br>about the claim
- Claim Submit Section Step Title: Supporting Documents, Claim Submit Section Step Description: Attach all your claim <br>supporting documents
- Claim Submit Section Step Title: Submit, Claim Submit Section Step Description: Add your payment <br>details and submit your <br>claim
- Benefits Main Title: Benefits of buying Car Hire Excess <br> Insurance when travelling to France
- Benefits Image 1:
- Benefits Image 2:
- Benefits Content 1:
Financial Protection: Car Hire Excess Insurance for France from Gigasure helps protect you from the high excess costs rental companies charge if your hired vehicle is damaged, stolen, or lost. French car rental agreements usually include basic insurance and with an excess ranging from €800 to €1,800, sometime more. Without excess cover, that liability falls on you. Gigasure reimburses these charges, so a scratched door or stolen vehicle doesn’t derail your trip.
Flexibility: Flexibility: Gigasure offers Single Trip and Annual Multi-Trip policies, so you can choose cover that fits your travel plans and budget. If you’re renting a car just in France or touring multiple countries, you can tailor your policy. You can even add a voluntary excess to lower your premium to suit your needs.
- Benefits Content 2:
Cost Savings: Avoid the expensive insurance upsell at the car hire desk. Car hire companies in France may charge €10–€20 per day for their Collision Damage Waiver (CDW), often more than the cost of hiring the car itself. Gigasure’s excess cover is typically much more affordable and includes benefits not always available within the rental company’s cover as well as potentially saving you up to 65% compared to buying coverage from a car hire company.
Peace of Mind: Our Car Hire Excess Insurance isn’t just for Spain, it can cover car rentals globally, ensuring protection both abroad and for domestic car hire adventures.
Worldwide Coverage: Our policies don’t stop at France, they can cover your car hire globally. If you're renting a car in France and plan to drive beyond, one Gigasure policy can protect you both at home and abroad. Just make sure to select the Worldwide cover option when purchasing.
- For you Main Title: Is <span class="dark-sky">Car Hire Excess</span> Insurance for you?
- For you Image:
- For you content: If you are hiring a car, Car Hire Excess Insurance is for you. It serves as a crucial safeguard against unexpected expenses that may arise from damages, theft, or accidents involving the rental vehicle. Whether you're a frequent traveller or embarking on a one-time journey, this insurance provides peace of mind by covering the excess charges imposed by car hire companies in case of mishaps.
- Whats Covered Main Title: What’s covered by our France <br> Car Hire Excess Insurance?
- Whats Covered Main Description: Gigasure’s France Car Hire Excess Insurance helps protect you from steep excess fees that arise when you hire a car in France, or if your rental car is damaged, stolen, or vandalised, giving you peace of mind while exploring, the country by road. Choose from a single trip or Annual Multi-Trip insurance for flexible cover throughout the year, that matches your travel requirements.
- Whats Covered List:
- Whats Covered List Item: Excess cover up to £10,000 includes protection for damage to the roof, tyres, bodywork, windscreen, underbody, plus theft, fire damage, and vandalism
- Whats Covered List Item: Misfuelling protection up to £2,000 cover if the wrong fuel type is mistakenly added
- Whats Covered List Item: Collision Damage Waiver (CDW) cover up to £75,000 applies if your car hire doesn’t include CDW*
- Whats Covered List Item: Key replacement cover included as standard for lost or stolen rental vehicle keys
- Whats Covered List Item: Covers up to 9 named drivers listed on one car hire contract
- Whats Covered List Item: Annual policies allow up to 65 days’ cover for a single hire period
- Whats Covered Footnote:
*Collision Damage Waiver
available with USA & Canada
and Worldwide policies. - Whats not Covered Main Title: What's not covered?
- Whats not Covered List:
- Whats not Covered List Item: No cover for competitive off-road, rally, and performance-driving
- Whats not Covered List Item: Penalty charges, parking fines, and traffic violations
- Whats not Covered List Item: Accidental damage to the interior of the rental vehicle
- Whats not Covered List Item: Hire vehicles carrying more than 9 passengers
- Whats not Covered List Item: Car hire that begins before your policy start date
- Whats not Covered List Item: Mechanical breakdown caused by wear and tear or age
- Gigasure App Main Title:
The Gigasure App, your active companion
that works tirelessly by your side - Gigasure App Main Image:
- Gigasure App Main Image Mobile:
- Gigasure App Description: Whether it's activating your GigaShield benefits, chatting with us, boosting your policy, or making a claim, our app has got you covered.
- Gigasure App Tagline: Download now!
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- Steps Main Title:
How to purchase Car Hire Excess
Insurance for France - Steps Main Description: Getting your Gigasure Car Hire Excess Insurance for France is quick and easy. You can purchase a policy online via our website or through the Gigasure mobile app in minutes. The app also allows you to get quotes, view your cover, manage your policy, contact our support team, or initiate a claim if needed, all from your phone. With Gigasure covering your car hire excess, you can pick up your hire car in France knowing you have solid protection in place. Just follow these three simple steps to secure your coverage before you hit the road
